The Licensed Insolvency Trustee you choose plays a major role in whether you end up with the best consumer proposal for your situation.
Your trustee reviews your debts, prepares the documents, deals with creditors, and guides you from start to finish. A strong trustee makes the proposal clear and easy. The wrong trustee can make the process stressful and confusing.
1. Look for Clear, Simple Explanations
A good trustee explains everything in plain language so you understand how some of the best consumer proposals are built. You should understand unsecured debt, payment amounts, and legal protection without feeling lost. After the first meeting, you should feel:
- relief that someone understands your situation
- confidence that your plan could truly be the best option
- a clear path toward the best consumer proposal for your needs
If the trustee over-complicates things or avoids questions, that is a warning sign.
2. Check Their Experience
Experience is a major factor in building the best consumer proposal for you.
The experienced trustees of Yanch Dey know how to prepare documents properly, respond to creditor questions, and set payments that work long-term. Their knowledge helps you avoid delays and keeps your proposal on track.
3. Review Communication Style
The best consumer proposal comes from a trustee who communicates well. You will work with the trustee for years, so clear communication matters. The right team will:
- answer questions quickly
- explain each step before it happens
- make paperwork simple, not stressful
Poor communication can turn even the best proposal idea into a confusing experience.
4. Understand How Payments Are Set
The best way to consider a consumer proposal is not the one with the lowest number — it’s the one that fits your real budget safely. Your trustee should explain how payments are calculated and why the amount works. A strong plan:
- has fixed, predictable payments
- reduces interest to zero
- fits comfortably within your monthly finances
If the payment feels rushed or unrealistic, it won’t be the best choice long-term.
5. Look for Honest, Direct Advice
Honest clear advise is what to expect from a trustee with your best interests in mind, leading to the best consumer proposal for your situation. A good trustee will review all your debts, income, assets, and monthly bills with you.
They will show you the best options, not the fastest or easiest ones. If a trustee pressures you or avoids questions, that is not the right fit.
How We Support You
At Yanch Dey & Associates, our insolvency trustees explain each part of the process clearly so you can choose the best plan for your situation. We focus on simple steps, clear payments, and steady guidance from beginning to end. When choosing a trustee, pick the team that makes the process feel safe, organized, and easy to follow.
