Mission Statement

Our Mission

At Yanch Dey & Associates, our mission is to provide professional & approachable insolvency services to the people of Durham Region and into Scarborough.

Our goal is to create a business environment where people feel comfortable discussing their most personal finances, with staff who are invested and interested in helping others.

As insolvency trustees our hope is to provide services and education not just for today or this year, but skills that will last a lifetime.

Our Vision

We believe that insolvency trustees have an obligation to the community to help others.

That our success is only obtained by the ability to help our friends, neighbours and clients through their financial difficulties.

Our firm looks to create that by providing an atmosphere of respect and understanding where those in need have a resource they can contact near to them


Yanch, Dey & Associates Ltd. was founded by bankruptcy trustees Jim Yanch and Kelly Dey.

As bankruptcy trustees they believed that Durham Region & Scarborough could be better served by the merge of their two practices.

With their individual experiences totalling 60 years of helping those facing insolvency, Kelly and Jim believed the community could be better served by working together.

Yanch Dey & Associates provides a warm and welcoming atmosphere to those who are looking to get a fresh start.  At YanchDey & Associates we pride ourselves on treating every individual with the respect and the  understanding they deserve.

Our Staff

Licensed Insolvency Trustee Kelly Dey

Kelly Dey began working in insolvency in 1987 for Irving A. Burton Limited.

Kelly quickly worked her way up in the company and in 1992 she received her bankruptcy trustees license. At that time Kelly was youngest person in Canada to obtain a bankruptcy trustee license at that time.

Upon Mr. Burton’s retirement in 2014, Kelly assumed practice under the name, Burton, Dey & Associates Bankruptcy Trustees.  The bankruptcy firm then merged with Jim Yanch in 2017 to form Yanch Dey & Associates Bankruptcy Trustees.

During her many years in insolvency and as a Bankruptcy Trustee, Kelly has been acknowledged for her dedication and commitment to the community.  Over the years she has worked with many Employee and Family Assistance Programs including the Toronto Police Association  (EFAP). She is a member of the Canadian Association of Insolvency and Restructuring Professionals and is currently sponsoring and mentoring individuals studying to obtain a Licensed Insolvency License.

She has also been acknowledged for her dedication to the community outside of the insolvency industry, including the Whitby Girls Hockey Association.

Licensed Insolvency Trustee Jim YanchJames Yanch (Jim) started working in the insolvency department at BDO Dunwoody (formerly Dunwoody Limited) in 1978 as a bankruptcy trustee.

Jim received his Bachelor of Science degree from Trent University in 1972, then completed post graduate studies at York University in Toronto from 1973 to 1975.

Jim received his accounting degree (C.G.A.) in 1981 and his Insolvency Trustee Licence in 1983.

In 1992, Jim began his own business under the name James R. Yanch, Trustee in Bankruptcy helping people with bankruptcy and insolvency issues in Oshawa.

Jim has been actively involved in many community organizations over the years including: Director and Secretary of Ontario Association of Insolvency and Restructuring Professionals, member and past president of Durham A.M. Kiwanis, Director and past president of Credit Counselling Services of Durham, Director of the Kiwanis Music Festival of Durham and Instructor for the Christopher Leadership Course.

Licensed Insolvency Trustee Brenda OwensBrenda Owens graduated from the Durham College Business Administration Accounting Program, with Honours, in 1993.

In October of 1993, Brenda accepted a position with James R. Yanch and received her Insolvency Trustee License in 2007, and started working as a bankruptcy trustee.

Over the years, Brenda’s ability to listen and thoroughly explain the insolvency and bankruptcy process or Consumer Proposals has helped hundreds of families regain financial control in Oshawa and Durham Region.

Licensed Insolvency Trustee Lorraine SmithLorraine Smith has been a Licensed Insolvency Trustee Administrator and Certified Insolvency Counsellor for 17 years.

Prior to working with Yanch, Dey & Associates Ltd., Lorraine spent 10 years working in the financial industry. Today, she works with bankruptcy and financial issues. Our clients describe Lorraine’s knowledge, experience, and understanding as being comforting during stressful times.

Bankruptcy Trustees Working to Help You with Debt

As insolvency trustees, (formerly bankruptcy trustees) we help people with financial issues including filing for bankruptcy. We can explain to you about declaring bankruptcy, including the benefits, disadvantages and costs involved.  We can tell you, how filing for bankruptcy can help you, the costs for filing for bankruptcythe alternatives to declaring bankruptcy

There is no charge to meet with a trustee to discuss bankruptcy including answering any questions you may have.

The Rest of Our Team

Our staff of Licensed Insolvency Trustees and bankruptcy experts is supported by our administrative team of Madeline, Bonnie, and Bev.  They are able to provide you with any support you might need. Whether it be making appointments or assisting you during proceedings with our office, you will find that their friendly and professional manner will be a helpful aid during this time.

At Yanch Dey & Associates Ltd. we have helped thousands of individuals put their finances back in order.

For over forty years we have successfully helped you with bankruptcy issues, consumer proposals and debt counselling.

Yanch Dey Consumer Proposals
Association of Insolvency & Restructuring Professionals
Personal Bankruptcy - Canadian Association of Insolvency and Restructuring Professionals - LogoCanadian Association of Insolvency and Restructuring Professionals
Call 905-721-7506