Examples of Personal Bankruptcy

When I finally got up the nerve to call someone, I couldn’t believe the compassion and all the information I received in that wonderful phone call.

Suddenly the shame and fear diminished and I set up an appointment right away to speak with the trustee.

During my appointment, the trustee went over my options in detail and in a manner that was very easy to understand.

The trustee explained that bankruptcy was not my only option and maybe a consumer proposal could benefit me as well.

I left the trustees office with a new sense of hope. That first phone call to the trustee was one of the most important calls I have ever made.

I wished I made it months sooner which would have saved me a lot of anxiety and sleepless nights.

That first phone call to the trustee was one of the most important calls I have ever made. I wished I made it months sooner which would have saved me a lot of anxiety and sleepless nights.

Once I had all the information together with the trustee we picked the solution that a consumer proposal was the way for me.

In that initial meeting the trustee established a monthly payment that I could afford, and she advised me that all interest would stop.

In the first month I was already feeling that the financial burden has been lifted, my physical and mental health immediately improved.

I was able to take back my life and get total control of my finances. As the months and years past, the stigma that I thought went hand-in-hand with financial crisis was not even a second thought, I felt so good about myself and my situation!

Since then I have started re-establish my credit.

I started out by receiving a credit card with a very small limit.

I’ve gradually rebuild my credit by ensuring that I would only make small purchases so that I could pay off the entire balance when it became due.

I have since purchased my own home and I am well on the way to financial recovery.

Please don’t delay in making that first called like I did.

There are options out there and I would not be where I am today without the help of YanchDey.

The compassion and professionalism I received from their staff helped me make one of the most important decisions of my life.

J. St. G., Oshawa

At Yanch, Dey & Associates Ltd., we want to sit down with you and work to understand your financial issues in the GTA.

Our Licensed Insolvency Trustee will listen to you in a non-judgmental atmosphere and provide you with our advice on how to move forward.

You are not alone in this process and every year thousands of people just like you file for personal bankruptcy in Ontario, and Yanch, Dey & Associates Ltd. are the Licensed Insolvency Trustee that can help you.