Student loan debt can be dealt with either through a consumer proposal or in bankruptcy.
According to The Bankruptcy and Insolvency Act, student loans are abolished if you were a full-time student seven years prior to bankruptcy or a consumer proposal.
The seven year rule is important because if this is miscalculated the student loans will not be included in any bankruptcy application.
If you declare bankruptcy seven or more years after the date on which you ceased to be a student, your student loan debts can be eligible for discharge along with your other debts.