Having filed proposal your well on your way to financial health and you should congratulate yourself.
Now that the proposal is competed and you’ve had some credit counselling, you should be looking to rebuild your credit rating and learn how to live debt free.
Managing your credit, credit cards, and mortgages isn’t hard but it does require some effort that we can help you with.
Used wisely debt and the use of credit can actually provide many positive advantages to your life.